Before Biden runs up the debt, he should read Proverbs

In personal financial planning, we see “bad” debt being created for one of two reasons. There is either a spending problem – i.e., the individual is spending more money than they make – or they experienced an emergency during a period when there were no cash reserves on hand.

During our nation’s early years, when debt was created, it was solely done for emergency purposes – usually war. After the war’s conclusion, we typically paid down that debt. Somewhere along the lines, we lost that.
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